Zenith Bank offers a convenient way for customers to perform banking transactions using USSD codes. This mobile banking service allows users to check their balance, transfer money, pay bills, and more without needing internet access. The USSD code for Zenith Bank is *966#, and it provides fast, secure, and reliable banking services.
In this guide, we will explore the full list of Zenith Bank USSD codes, how to register, and the various services you can access with this feature.
What is the USSD Code for Zenith Bank?
The main USSD code for Zenith Bank is *966#. This code is commonly referred to as EazyBanking and allows customers to perform different banking transactions directly from their mobile phones.
Key Benefits of Using Zenith Bank USSD Code
✔ No internet required
✔ Available 24/7
✔ Works on any mobile phone
✔ Secure and easy to use
✔ Fast transaction processing
How to Register for Zenith Bank USSD Banking
Before you can use the USSD service, you need to register. Follow these steps:
Steps to Activate Zenith Bank USSD Code
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Dial *966*00# on your registered mobile number.
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Follow the on-screen prompts.
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Enter the last four digits of your ATM card.
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Create a four-digit PIN for authentication.
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Confirm your PIN.
Once registered, you can now perform banking transactions easily using the USSD codes.
Zenith Bank USSD Code for Different Transactions
Here is a list of important USSD codes for various Zenith Bank services:
1. Check Account Balance
To check your Zenith Bank account balance, dial:
*966*00#You will receive an SMS with your current account balance.
2. Money Transfer to Zenith Bank Account
To send money to another Zenith Bank account, dial:
*966*Amount*Account Number#For example, to send ₦5000 to 1234567890:
*966*5000*1234567890#Then, follow the on-screen instructions to complete the transaction.
3. Money Transfer to Other Banks
To send money to an account in another bank, dial:
*966*Amount*Account Number# Select the recipient’s bank from the list and confirm the transaction.
4. Airtime Purchase for Yourself
To buy airtime for the phone number linked to your account, dial:
*966*Amount#For example, to recharge ₦1000:
*966*1000#5. Airtime Purchase for Others
To buy airtime for a different number, dial:
*966*Amount*Phone Number#For example, to buy ₦500 airtime for 08012345678:
*966*500*08012345678#6. Pay Bills
To pay bills such as electricity, cable TV, or other services, dial:
*966*7*Amount*Customer ID#Follow the instructions to select the service provider and complete the payment.
7. Open a Zenith Bank Account
If you don’t have a Zenith Bank account, you can open one using the USSD code.
Dial:
*966*0#Follow the prompts and provide the necessary details. Your account number will be sent to you via SMS.
8. Block ATM Card
If your ATM card is lost or stolen, block it immediately by dialing:
*966*60#This will help prevent unauthorized transactions.
9. Retrieve BVN (Bank Verification Number)
To get your BVN linked to your Zenith Bank account, dial:
*565*0#Your BVN will be sent to you via SMS.
10. Reset Zenith Bank USSD PIN
If you forget your transaction PIN, reset it by dialing:
*966*60#Follow the prompts to set a new PIN.
Transaction Limits and Charges
Daily Transfer Limits
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Maximum transfer limit per transaction: ₦20,000
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Maximum transfer limit per day: ₦100,000
For higher limits, visit a Zenith Bank branch or use the mobile banking app.
Service Charges
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Transfers to Zenith Bank accounts: Free
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Transfers to other banks: ₦10 – ₦50 (depending on the amount)
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Bill payments: Varies by provider
Security Tips for Using Zenith Bank USSD Codes
✔ Keep your PIN private – Never share your transaction PIN with anyone.
✔ Dial the code from your registered phone number – This prevents unauthorized access.
✔ Be cautious of fraudsters – Zenith Bank will never ask for your PIN or OTP over the phone.
✔ Block your account if your phone is lost – Dial _966_911# to deactivate mobile banking access.
Troubleshooting Common USSD Issues
If you experience issues using the Zenith Bank USSD service, here are some solutions:
1. USSD Code Not Working
✔ Ensure you have network coverage.
✔ Check if you are dialing the code from your registered phone number.
✔ Restart your phone and try again.
2. Insufficient Balance for Transfer
✔ Ensure you have enough funds in your account.
✔ If you have a transaction limit, visit the bank to increase it.
3. PIN Not Working
✔ Reset your PIN by dialing _966_60#.
4. Transaction Delayed
✔ Wait a few minutes and check if the transaction was completed.
✔ Contact Zenith Bank customer support if the issue persists.
The Zenith Bank USSD code *966# provides a fast, secure, and convenient way to manage your banking transactions without needing an internet connection. From checking your balance to transferring funds and paying bills, this service makes banking easy for all customers.
By following the steps outlined in this guide, you can fully utilize Zenith Bank’s USSD banking services. If you encounter any issues, contact Zenith Bank’s customer service for further assistance.